COVID-19 forced many businesses to temporarily close, but many also sought to innovate, adapting their business model to survive. However, with a change in business activities comes a shift in business risks. It's essential to tell your insurer about any changes, or you could risk being without cover in a claim.
Running an online business can have it's perks, with fewer overheads than a high street shop-front and global markets at your fingertips. Yet with a never-ending to-do-list, insurance can become a ‘hope for the best’ exercise without accounting for true business risk exposures. Read our checklist of key insurance covers.