Australian homeowners are currently at an extremely high risk of being underinsured due to significant upward pressure on the construction costs of rebuilding a home.
Whether it be business insurance, home & contents insurance, or car insurance, there is currently significant upward pressure on insurance premiums. Understand why, & how an insurance broker can help.
The COVID-19 pandemic has impacted businesses across Australia, and many will look to insurance to mitigate loss. This article highlights potential ramifications of the pandemic as it relates to Business Insurance. Note: This is a generic assessment only, please refer to your policy wording for specific conditions.
The economic fallout of COVID19 has placed cashflow pressure on many businesses. With this, comes cost cutting, and for some, insurance is seen as a non-essential expense. We explain why you should think again before cancelling cover, and how an insurance broker can play an important role in achieving value for money.
COVID-19 forced many businesses to temporarily close, but many also sought to innovate, adapting their business model to survive. However, with a change in business activities comes a shift in business risks. It's essential to tell your insurer about any changes, or you could risk being without cover in a claim.
Running an online business can have it's perks, with fewer overheads than a high street shop-front and global markets at your fingertips. Yet with a never-ending to-do-list, insurance can become a ‘hope for the best’ exercise without accounting for true business risk exposures. Read our checklist of key insurance covers.